Knowing the need for workers to bridge their disposable income and earn-able income during the course of the month, this product is designed to allow salary earners fund their expenses before pay day.



  1. Loan amount ≤  ₦2, 000,000.
  2. Repayment plan not more than 6 months.
  3. 4% monthly interest with 4% upfront fee.
  4. 48 hours turn-around time.



  1. Work Identity card and any valid identity card.
  2. 6 months’ pay slip and/or statement of account.
  3. Letter of employment or confirmation letter.
  4. Passport photograph.
  5. Two guarantors with 6 undated and un-narrated cheques each.
  6. Duly completed application form.
  7.  ₦5, 000.00 application fee.