The PCA is an account that is designed for customers to use in the course of their recurrent expenditure.  This account does not earn interest, however allows the holder to access our loan products easily.



  1. 2 passport photographs
  2. Valid means of identification (National ID, Driver’s License, Voters Card & International Passport)
  3. Utility bill/Proof of residence (Not older than 6 months)
  4. 2 references from a current account holder in any bank in Nigeria
  5. Opening balance of #5,000 (Five thousand naira only)